What If My Employer Is Uninsured By Workers' Compensation?

If you are injured on the job and your employer doesn't carry workers' compensation insurance, there may be other ways to obtain the benefits you need.

At the Law Offices of Katherine L. Niven & Associates, PC, in Harrisburg, Pennsylvania, we offer a free initial consultation to discuss your options after an uninsured workplace injury. Those options may include filing a claim with the Uninsured Employers Guaranty Fund and filing a lawsuit against your employer.

Founding attorney Katherine L. Niven is a former Chief Counsel for the Pennsylvania Bureau of Workers' Compensation. As chief counsel, she was successful in many enforcement actions against uninsured employers.

What Is The Uninsured Employers Guaranty Fund?

The Uninsured Employers Guaranty Fund is a special fund set up to provide medical care and wage loss benefits to Pennsylvania workers whose employers aren't insured by workers' compensation.

If you have a work injury claim, it's important to act promptly. You must notify the fund of your claim within 45 days from the date you learned that your employer was uninsured.

Can I Sue My Employer?

Employers who carry workers' compensation insurance are generally protected from being sued by employees who are injured on the job. However, uninsured employers do not have this protection. As a result, you may have the right to sue your employer if your employer was negligent in causing your injury.

It's important to seek a lawyer's advice as soon as possible after your injury.

Learn more:

What if workers' compensation isn't paying my medical bills?

For More Information About Pennsylvania Workers' Compensation Laws

To discuss your case with our attorneys, call 717-260-3580 or toll free at 866-321-5340.