Social Security Disability Frequently Asked Questions

What is the difference between SSD and SSI?
SSD (or Social Security Disability) - For adults who worked at a job and paid Social Security taxes for at least 20 of the last 40 calendar quarters (quarters do not have to be consecutive), and who have a severe medical disability. SSD is payable to adults who are considered completely disabled and incapable of performing any type of job considering their age, education, skills, work experience, and physical/mental limitations.

SSI (or Supplemental Security Income) - For children with a mental/physical disability and adults who do not meet the work requirement for SSD.

Why do I need an attorney to obtain SSD or SSI?
You should apply for SSD or SSI through your local Social Security office. If you receive a favorable decision and are awarded benefits, an attorney is not needed.

If you receive an unfavorable decision and are denied benefits, you may want to contact an attorney who is experienced in filing an appeal and gathering the necessary medical evidence to support your case. In most appeals, a hearing before a judge is required.

Why would I be denied SSD or SSI benefits?
Most people are denied when they apply at the local level. This does not mean that you do not have a case. In most cases, there are technical, medical, and legal issues that cannot be resolved at the local level and require the involvement of a judge on appeal.

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