Workers’ compensation insurance is well-known for providing medical coverage and financial compensation for employees who are injured in the course of their regular job duties. However, it is not as commonly known that, in some cases, workers’ compensation can also provide death benefits to the families of individuals who are killed while on duty.
Workplace deaths on the rise
In 2014, the Bureau of Labor Statistics released a report showing that the number of workplace deaths is on the rise across a variety of industries. This trend culminated in 2014, showing the highest number of on-the-job deaths since 2008. The final number of deaths clocked in at 4,821, or 3.4 deaths per 100,000 workers.
Although many industries are affected, this trend is most noticeable in the construction industry. Increases were also noted in the fields of mining, quarrying and transportation. A large number of the recorded deaths was the result of traffic accidents, possibly due to the rise in cell phone use while driving.
The ripple effect
When an individual loses his or her life while at work, they are not the only one affected. The death can cause a ripple effect throughout his family that may be difficult for them to recover from. In single-income families, this loss can be devastating, especially if the worker was the sole provider for his or her family’s needs. While this effect is not quite as large for dual-income families, it still creates a marked difference in the lifestyle that the family will be able to afford going forward.
Compensation for workplace deaths can often be recovered under the employer’s workers’ compensation insurance plan. While it cannot help to mitigate the loss of a loved one, it can contribute to maintaining financial stability during this difficult time.
Trust an attorney with workers’ compensation experience
If you recently lost a family member to an accident at work, you may be eligible to receive workers’ compensation. An attorney who is experienced in this area can help you evaluate your options and determine if you have a solid claim. The Law Offices of Katherine L. Niven & Associates offers over 25 years of experience in the field of workers’ compensation law. Our attorneys will take the time to evaluate your personal situation so that we can determine the best course of action for your family. Friendly and attentive, our attorneys will work hard to get you and your family the compensation you deserve in this trying time.