Workplace injuries happen all the time, regardless of the industry or job sector where you work. Many occupations that require regular physical activity are more likely than others to generate job injuries, but some jobs that primarily involve paperwork may also hold more danger than you might realize, especially if you drive a company car.
Car accidents are exceptionally violent experiences, and even relatively minor collisions can seriously injure you, often more seriously than you might expect. If you recently experienced a car accident in a company car, you do face a series of important issues to resolve. The good news is that most accidents in company vehicles fall under workers’ compensation coverage. The more complicated news is that it is not always simple to know who should cover your expenses after such an accident.
It is always wise to approach any workers’ compensation or injury claim with the help of an attorney. Professional legal counsel helps you remain focused on recovering from the injuries you suffered in the accident while keeping your rights protected in the process.
Where do you file your claim?
If there was no other driver involved in the accident, then you will probably file a standard workers’ compensation claim with your employer. If this is the case, it is still important to negotiate fair terms. Workers’ compensation providers often offer far less than a victim deserves in order to protect their own financial interests.
However, if there was another driver involved in the accident, the other driver’s insurer may actually carry the liability. If this is the case, you should still consult with an attorney to ensure that you do not settle your claim with unsatisfactory terms.
Company vehicles and criminal activity
If you face charges because of illegal activity in a company car, such as driving under the influence, your employer may legally refuse to offer coverage in some instances. This does not necessarily mean that you have no options in this case, but you may need to fight more creatively.
No matter the circumstances surrounding your accident in a company car, you can generally use professional legal guidance to keep your own rights protected and ensure that you do not receive poor treatment from one of the many parties that may get involved in the matter. You deserve to recover completely from your injuries without worrying about the legal details.