If you have suffered an injury that is keeping you from returning to your job in Harrisburg, you may be wondering what kind of options you have available. If your accident was work-related, you may already be receiving workers’ compensation benefits. Unfortunately, these do not last forever which is why you need an alternative if you are unable to return to work.
Social Security Disability Insurance (SSDI) might be an option if you meet certain conditions. While the Social Security Administration (SSA) has a list of medical impairments that will generally qualify you for disability benefits, there are other circumstances that might make you eligible.
Qualifying medical conditions
There are a wide range of conditions that might qualify you for SSDI. For instance, if you have a musculoskeletal problem like a back injury or other issues with your joints or bones, you could automatically be eligible for benefits. Also, conditions like hearing loss, respiratory diseases and cardiovascular conditions generally qualify people for disability benefits. For more conditions that the SSA usually approves, check the “Listing of Medical Impairments.”
Other qualifying criteria
If your condition is not on the SSA’s list of impairments, there are other qualifying criteria. First, you must have medical reports that support your condition as a disability. Second, the condition has to limit your ability to perform certain activities. A disability claims examiner will ask you to perform certain tasks to evaluate how they affect you physically and mentally.
In order to support your case for disability benefits, you will have to provide medical evidence. This can include a physical examination, X-rays, scans, blood work results and even doctors’ notes. If your condition is mental or psychological, then you may have to provide mental health records. In general, the medical evidence you provide must be relatively recent and document the time from when you first became disabled to the time you apply for benefits. Also, the records have to show that your injury or condition is severe enough that you cannot easily perform standard work tasks.
If you have a disability and you think that you might qualify for Social Security Disability, you should take the first step toward filing. By meeting one of the above conditions, you may have a good chance of receiving approval for benefits. However, if you receive a denial, you can still file an appeal and fight for the benefits you deserve.