If your company provides you with a vehicle, it goes without saying that you’ll take full advantage. After all, this is much better than having to use your personal vehicle for work-related purposes.
While you do your best to avoid trouble on the road, especially when operating a company car, you never know if something could go wrong. Even if you’re extremely cautious, another driver could make a mistake that results in a crash.
If you’re part of an accident in a company car, here are a few of the most important steps to take:
- Call for help: Rather than exchange information and hope that everything works out, call 911 so that police arrive on the scene as quickly as possible. The responding officer can create a report, which can help you receive compensation in the future. Also, if you have any injuries, an ambulance can also visit the accident scene to provide assistance.
- Report the incident to your company: With an accident in your personal vehicle, one of the first things you’ll do is consult with your insurance agent. However, when you’re in a company car, you’ll need to tell your employer what went wrong. There’s a good chance they’ll file the claim on your behalf.
- Decide what went wrong: You don’t have to do much here, outside of providing your employer and the insurance company with everything they need. Be honest when answering questions, but don’t feel compelled to share information that isn’t relevant to the accident.
- Focus on your health: Depending on the type of accident, you may end up with a serious injury, such as a concussion or broken bones. While your employer works with the insurance company, you should dedicate your time and energy to recovering from your injuries.
An accident in a company car can be tricky, as you may be able to obtain workers’ compensation benefits while also filing a personal injury lawsuit.
Since there are so many moving parts, don’t wait a single day to learn more about the accident and your legal rights. You should receive all the protection you deserve, as you’ve been put in a difficult spot.