Delivery drivers often rush to meet quotas. By hitting their goal and pleasing customers, they may put their own safety at risk. Injuries caused by an auto accident or a lifting mistake can keep drivers off the job.
If you’re a delivery driver, you may wonder if you’re eligible for workers’ compensation benefits. By understanding Pennsylvania’s laws, you can receive proper coverage after a workplace accident.
Can you receive benefits?
Many delivery drivers are part-time employees or independent contractors. If you’re among these, you may fear that you cannot receive benefits. Yet, in Pennsylvania, employers must provide all workers with access to compensation. This provision includes part-time and seasonal employees. But it does not apply to independent contractors. If you’re an independent contractor, though, it’s worth determining whether your employer misclassified your job. They may have done so to reduce their costs, as well as the benefits they would have to offer you. But if your employer controls your duties in the same way as their full-time or part-time employees, you may be eligible to make a claim.
Will my claim face denial?
By documenting your injuries and their impact, you workers’ compensation claim could have a decent chance of approval. Yet, your injuries may have occurred while you were commuting to or from work. In this case, they are unrelated to your duties, and will not qualify for coverage. Furthermore, your employer or insurer may also fight your claim. They may argue that your injuries stemmed from personal negligence or happened while you were off the clock. In cases where your claim is denied, you have 20 days to appeal the decision.
When delivery drivers are impacted by workplace injuries, they are entitled to workers’ compensation benefits. If you’re concerned your claim will face rejection, it’s crucial to know what steps you can take to receive the coverage you need.