Under normal circumstances, it can take up to two years for the Social Security Administration (SSA) to approve an application for disability benefits. And when you're unable to work, that long waiting period can pose a real hardship as medical expenses and basic living costs pile up.
If you have an adult child who is disabled, he or she may be able to receive benefits if they meet certain requirements. If you have worked, your child can receive benefits under your Social Security earnings record.
If you're pursuing Social Security Disability benefits, you may be feeling anxiety about your hearing with the administrative law judge (ALJ). This is perfectly normal, especially if you're not familiar with the claims process and don't know what to expect.
The truth about Social Security benefits
Many people with serious injuries and disabilities struggle to secure adequate income from Social Security. At the same time, many politicians rail against "entitlements" like Social Security Disability Insurance, arguing that too many people take advantage of the system for their financial.
A common misconception about Social Security Disability Insurance (SSDI) benefits is that an individual needs to suffer from a major physical impairment to qualify. However, the truth is that the United States Social Security Administration (SSA) also realizes that emotional and cognitive impairments can hurt the ability of individuals to obtain and keep meaningful employment. If you suffer from a mental disorder that hinders your ability to work, SSDI benefits may be an option for you.
If you have been approved for Social Security disability insurance (SSDI), you are likely struggling financially because you are unable to work. As a result, of your financial need, the last thing that you would like to hear about is any delay in receiving your benefits.
If you have a medical condition that prevents you from working, you may be eligible for Social Security Disability benefits. However, before you are able to receive benefits, you must first prove that you meet the definition of "disabled" under the law. In general, you must show that you are unable to do any substantial work because of a medical condition that has lasted or is expected to last at least one year, or is expected to result in your death.
If you have a disabled child, you already may be aware that your child will never be able to be fully financially independent as an adult, due to the disability. If you are nearing the age of retirement, this may especially be of concern to you, as you may be wondering how you will be able to continue caring for your child. Fortunately, there are options available to you, including Social Security Disability (SSD) benefits.
As a result of a serious injury that happened while you were at work, you decided to apply for Social Security Disability to help you get by until you are able to work again. You took the time to research the application process and filled out the application online according to the instructions on the Social Security website.