Were you hurt in an accident at work in Lancaster, PA? Pennsylvania workers’ compensation provides benefits for medical bills, lost wages, and disability. An experienced Lancaster workers’ compensation lawyer at Marzzacco Niven & Associates can help you navigate the complex claims process to get the money you need.
For decades, our lawyers have fought hard to protect injured workers like you. We have a lot to show for it–we’ve recovered tens of millions of dollars in compensation.
How Marzzacco Niven & Associates Can Help With a Workers’ Compensation Claim in Lancaster, PA
Your job is important, but so is your health and safety. If you were injured at work, you shouldn’t have to worry about your financial stability on top of everything else.
The goal of workers’ compensation insurance is to take care of your financial costs so that you can focus on your recovery. However, if you need to file a claim, you might see that getting the money you need isn’t as easy as it should be. Even though workers’ compensation is a no-fault system, your employer’s insurer still may try to deny or diminish the value of your claim.
Our Lancaster personal injury attorneys can use over 25 years of experience to help you get the money you need after an on-the-job accident. It’s true that we’ve been nationally recognized by Super Lawyers and U.S. News and World Report. However, your lawyer should also have specialized experience handling work accident claims. Our team includes two Certified Workers’ Compensation Specialists — a designation earned by only 208 other lawyers in Pennsylvania.
You can trust an experienced Lancaster personal injury lawyer at Marzzacco Niven & Associates to:
- Help you fill out the paperwork and meet all deadlines
- Investigate to identify the cause of your accident
- Evaluate your right to sue a third party for additional damages
- Hire experts and specialists as needed
- Hande any appeals or challenges you may face
- Negotiate with the insurance companies to recover the full compensation you deserve
We’d be happy to sit down and talk about your case. Call today to schedule your free consultation to learn more.
How Common Are Workplace Accidents in Lancaster?
Pennsylvania workers put their safety on the line every day. In 2020, PA employees filed 147,918 workers’ comp claims with the Pennsylvania Bureau of Workers’ Compensation. According to the BLS, 154 Pennsylvania workers died on the job the year before.
Fortunately, employers in Pennsylvania are required to carry workers’ compensation insurance to provide benefits to employees who can’t work because of a work-related injury or illness.
What is My Lancaster Workers’ Compensation Case Worth?
The value of your workers’ compensation benefits depends on the combined total of your medical expenses and disability benefits.
The value of your case is primarily based on:
- Your average weekly wages prior to getting hurt
- Whether you can work in a limited capacity
- How much time you’ll miss from work
- Whether you’re entitled to file a third-party claim for additional damages
Pennsylvania law puts a cap on the maximum weekly disability benefits you can receive. In 2021, the maximum you can receive is $1,130 per week, regardless of your prior earnings.
What Types of Workers’ Compensation Benefits Are Available to Injured Workers in Lancaster, PA?
Workers’ compensation is designed to cover your economic losses while you’re unable to work. Injured workers are entitled to several different types of benefits in Pennsylvania.
Depending on the nature of your injuries, you may be entitled to workers’ compensation benefits for:
- Medical care
- Lost wages and disability
- Specific loss of a bodily function
- Serious disfigurement
Workers’ comp also provides death benefits to surviving family members in fatal work injury cases.
Workers’ compensation covers all reasonable and necessary medical expenses related to your injury. To receive benefits without challenge, you should visit a doctor that’s been approved by your employer. If you visit a non-approved doctor, your employer may refuse to pay for your treatment.
Your medical benefits should cover the cost of:
- Emergency room care
- Hospitalization and surgeries
- Doctor’s visits
- Follow-up care
- Medical devices
You’re entitled to reimbursement for medical costs even if you never miss a day at work. Further, after 90 days, you’re entitled to visit your own doctor instead of the pre-approved physician.
If you’re completely unable to work, temporary total disability benefits cover about 66 ⅔ of your average weekly wages. Assuming you miss more than seven days of work and quickly report your injury, you should receive your first check within 21 days.
You may also be entitled to disability benefits for:
- Partial disability
- Permanent disability
- Specific loss benefits, if you lose the ability to use a body part
When it comes to determining the type of disability benefits available, your medical evaluations and impairment rating are important.
Your employer can request a medical evaluation after you’ve received total disability benefits for 104 weeks. If your impairment rating is at least 35%, you can continue to receive those benefits.
If you can return to work (even in a limited capacity), you can qualify for partial disability benefits for up to 500 weeks.
Can I File a Personal Injury Lawsuit for Additional Damages?
Injured workers forfeit their right to sue an employer in exchange for no-fault workers’ comp benefits. There’s no similar rule to protect third parties.
If your injury was caused by a third party (someone who wasn’t your employer), you may deserve additional damages for:
- Pain and suffering
- Emotional distress
- Anxiety or depression
- Loss of enjoyment of life
- Loss of consortium
- Property damage
- And more
Do you have questions about the third-party claims process? Call our law offices for a free case review today.
Can I Recover Damages If I’m Being Blamed for Getting Hurt on the Job in Pennsylvania?
Yes. You don’t have to prove negligence to recover workers’ compensation benefits in Pennsylvania. The workers’ comp system is a no-fault system. Employee negligence is typically not a factor as long as the injury or illness is work-related.
The only exceptions to this rule include situations where you:
- Intentionally self-inflicted your injuries
- Were intoxicated or under the influence of illegal drugs
- Caused the injury while participating in illegal activities
Is your employer challenging your right to benefits? Our lawyers in Lancaster can defend you. Give us a call today to learn more about your options.
We’ll Fight to Recover Compensation for All of Your Work-Related Injuries
Any type of workplace injury or illness can take you off the job. Our lawyers handle all types of work injury claims, including those involving:
- Sprains, strains, and soft tissue damage
- Repetitive stress injuries
- Back injuries
- Broken bones and fractures
- Eye injuries
- Hearing damage
- Brain injuries
- Spinal cord injuries
- Nerve damage
- Organ damage
- Chest injuries
- Crushing injuries
- Lung damage
- Catastrophic injuries
- Wrongful death of a loved one
Workers’ compensation covers almost all workplace accident claims. That’s true even if your work accident aggravates a pre-existing condition.
We Handle All Types of Workers’ Compensation Claims in Lancaster, Pennsylvania
You may be entitled to workers’ comp benefits whether you’re hurt on a construction site or slip and fall in the office. You may also deserve benefits if you were injured while performing work-related activities outside of your typical job site.
Our Lancaster workers’ compensation attorneys handle all types of workers’ compensation claims, including:
- Slip and fall accidents
- Motor vehicle accidents
- Scaffolding accidents
- Roof and ladder falls
- Construction site accidents
- Accidents involving cranes, forklifts and other heavy machinery
- Accidents caused by unsafe work equipment
- Defective products
- Exposure to toxic chemicals or substances
- Fires and explosions
- Electrocution accidents
- Manufacturing accidents
- Occupational illnesses and diseases
- Premises liability
- Negligent security
- Workplace violence
If you’ve suffered a workplace injury or illness, it’s important to speak with a lawyer who specializes in these types of claims. Our legal team at Marzzacco Niven & Associates has decades of experience handling cases like yours–and we can help protect your rights throughout the entire claims process.
How Long Do I Have to File a Workers’ Compensation Claim in Pennsylvania?
It’s important to act quickly if you’re hurt on the job. If you wait too long, you could lose some benefits or forfeit your rights entirely.
Workers’ compensation laws give you 120 days to notify your employer about the injury or illness. If you fail to give your employer notice within 21 days, you won’t receive benefits until you provide notice.
You may also have the right to appeal if your claim is denied. You’ll have three years to file an appeal with the workers’ compensation insurance board.
Contact a Lancaster Workers’ Compensation Lawyer for a Free Consultation
A single misstep at work can impact you for months or even years. You’ve worked hard over the years and deserve protection. An experienced Lancaster workers’ compensation lawyer at Marzzacco Niven & Associates can help you fight for the maximum compensation available for your workplace injury. Getting help is easy–just call for a free consultation today.