Were you or a loved one injured in a single-vehicle accident in Lancaster, Pennsylvania? You may be entitled to compensation if your crash was caused by hazardous road conditions, defective car parts, or another responsible party. Marzzacco Niven & Associates can help you recover damages for medical bills, lost wages, pain and suffering, and more.
Since our founding in 2008, Marzzacco Niven & Associates has earned a reputation for achieving results. With 120 years of combined experience and tens of millions recovered our Lancaster single-vehicle accident lawyers have the knowledge and expertise to help you secure the compensation you need and deserve.
Call today at (717) 616-2954 to schedule your free consultation with one of our experienced Lancaster single-vehicle accident attorneys.
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How Marzzacco Niven & Associates Can Help After a Single-Vehicle Accident in Lancaster, PA
Being involved in a single-vehicle car accident can be overwhelming. Many people believe they don’t have a case if they were the only driver involved. However, several factors, such as defective road designs or vehicle defects, could have contributed to your crash. Hiring a skilled Lancaster personal injury attorney can help determine if another party is at fault.
At Marzzacco Niven & Associates, we understand the complexities of single-vehicle accidents and will thoroughly investigate your case.
Our Lancaster car accident attorneys can assist by:
- Investigating the accident
- Identifying potentially liable parties
- Working with expert witnesses to strengthen your claim
- Gathering critical evidence to support your case
- Calculating your full range of damages
- Negotiating a full settlement
- Filing a lawsuit if a settlement isn’t reached
We are dedicated to standing by your side and fighting for your rights in Lancaster, PA. Contact our Lancaster personal injury today to learn how we can assist with your case.
Pennsylvania’s Insurance System and Single-Vehicle Accidents
Pennsylvania operates under a choice no-fault insurance system, meaning drivers can choose between two types of car insurance coverage: full tort or limited tort. The type of coverage you selected can have a significant impact on your ability to seek compensation after a single-vehicle accident.
Limited Tort Coverage
If you have limited tort coverage, your ability to recover compensation for non-economic damages, such as pain and suffering, is restricted.
In most cases, you cannot recover compensation for these types of losses unless your injuries are considered serious, such as:
- Permanent disfigurement
- Death
- Permanent impairment of bodily function
While limited tort may save money on premiums, it can significantly limit your ability to recover full compensation after an accident.
Full Tort Coverage
Full tort coverage, on the other hand, allows you to seek compensation for all damages, including pain and suffering, without any limitations. If you chose full tort coverage, you have the right to pursue a broader range of compensation.
This option generally provides more protection, but it typically comes with higher insurance premiums.
How the Choice No-Fault System Affects Your Claim
In a single-vehicle accident, the choice between full tort and limited tort coverage can make a big difference in your case. If another factor—such as poor road conditions or defective car parts—contributed to your accident, your ability to recover non-economic damages may be impacted by your choice of insurance.
If you have limited tort coverage, you may only be able to recover compensation for your medical bills and other economic damages. It depends on the severity of your injuries, primarily.
However, if you have full tort coverage, you can pursue compensation for both economic and non-economic damages, regardless of the extent of your injuries.
What if I’m Being Blamed for My Single-Vehicle Accident in Lancaster?
Pennsylvania follows a modified comparative negligence law that applies to claims against the driver responsible for your crash. This means that even if you share some responsibility for your accident, you can still recover damages. However, your compensation will be reduced based on your percentage of fault – and you cannot be mostly at fault.
For example, if you’re found 20% responsible for the accident, your damages will be reduced by 20%. If you are found 51% or more responsible, you cannot recover damages through a claim against the at-fault party.
It’s essential to have a qualified attorney on your side to help minimize your share of the blame and maximize your compensation.
How Much Time Do I Have To File a Single-Vehicle Accident Lawsuit in Pennsylvania?
Pennsylvania law generally gives you two years from the date of your single-vehicle accident to file a lawsuit or finalize your insurance claim completely. This time limit, known as the statute of limitations, is strict. If you fail to file your lawsuit within this period, you may lose your right to pursue compensation.
There are exceptions to the statute of limitations, depending on the circumstances of your case. It’s crucial to contact a qualified car accident lawyer in Lancaster as soon as possible to ensure you don’t miss any deadlines.
Contact Our Lancaster Single-Vehicle Accident Lawyers for a Free Consultation
If you’ve been injured in a single-vehicle accident in Lancaster, PA, the experienced attorneys at Marzzacco Niven & Associates can help. We have been advocating for accident victims for over a decade, and we’re ready to fight for the compensation you deserve.
Schedule a free consultation today to discuss your case with a skilled Lancaster single-vehicle accident attorney. We work on a contingency fee basis, meaning you won’t owe us any attorney’s fees unless we recover compensation for you.