If you’ve been injured at work in Pennsylvania, you might already know that you’re likely entitled to workers’ compensation. However, getting those benefits isn’t always easy. Insurance companies can delay, deny, or reduce your claim, even when it’s valid. That’s where a workers’ compensation lawyer can help.
Workers’ comp attorneys are here to advocate for you. They help injured workers file claims, dispute wrongful denials, and pursue the full benefits allowed under the law. Whether your injuries are temporary or life-changing, legal help can make a big difference in how much you receive and how quickly you recover.
Here’s what a workers’ compensation lawyer can do for you throughout your case.
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Explain Your Rights and Benefits After a Workplace Injury
Pennsylvania’s workers’ compensation laws are meant to help you recover from a job-related injury without regard to fault. However, the system is complex, and many people don’t know what benefits they’re eligible for or how to protect them.
Your lawyer will walk you through your rights and explain how the system works. For example, you may be entitled to:
- Full coverage of your medical treatment
- Partial wage replacement if you miss work
- Specific loss benefits for permanent injuries
- Vocational rehabilitation if you can’t return to your old job
- Death benefits for family members in fatal accident cases
In some cases, you might also be eligible to file a third-party personal injury lawsuit for additional monetary damages that workers’ comp doesn’t provide, such as pain and suffering and other non-economic damages. An attorney can help you determine whether this is a possibility in your situation.
Help You File Your Claim Correctly
Filing a claim for workers’ compensation in Pennsylvania might seem simple, but even small mistakes can lead to delays or denials. A lawyer can make sure your paperwork is filled out correctly and submitted on time.
This includes:
- Notifying your employer within the relevant legal deadlines
- Filing the proper documents with the Pennsylvania Department of Labor & Industry
- Documenting your injuries and treatment in a way that supports your claim
An experienced attorney knows what information insurance carriers look for and what they might use against you. They can help you present a strong, accurate case from the start.
Gather Evidence and Build a Case
Even if your injury is obvious, the insurance company may look for reasons to deny your claim. That’s why it’s important to have a lawyer gather evidence to support your case.
This can include:
- Medical records and doctors’ reports
- Witness statements from coworkers
- Video footage or photos of the accident scene
- Your employer’s accident report
- Independent medical evaluations (IMEs), if needed
Your lawyer might also work with vocational or medical experts to prove how your injury affects your ability to work. This evidence becomes crucial if the insurance company disputes your claim or if your case goes to a hearing.
Negotiate With the Insurance Company
Insurance companies don’t always offer fair benefits upfront. They may claim your injury is unrelated to work, argue that you can return to work sooner than your doctor says, or offer a settlement that doesn’t reflect your long-term needs.
A workers’ compensation lawyer understands these tactics and how to push back. They’ll negotiate on your behalf, using medical records and expert input to support your position.
In many cases, injured workers receive more benefits or a higher lump-sum settlement when they have legal representation.
Represent You in Hearings or Appeals
If your claim is denied or if there’s a dispute about your benefits, your lawyer can represent you in a hearing before a workers’ compensation judge.
This process involves:
- Presenting evidence and testimony
- Cross-examining the insurance company’s witnesses
- Making legal arguments on your behalf
If the judge doesn’t rule in your favor, your attorney can also help you appeal the decision through the Pennsylvania Workers’ Compensation Appeal Board and beyond, if needed.
Trying to do this on your own can be overwhelming, especially if you’re dealing with pain, financial stress, or medical appointments. Your lawyer can take on the legal burden so you can focus on healing.
Help You Evaluate Settlement Offers
At some point, the insurance company might offer to settle your claim. This can mean accepting a lump-sum payment instead of receiving ongoing weekly checks or medical coverage.
While a settlement can be a good option in some cases, it’s not always in your best interest. For instance, if your condition may worsen or require more treatment in the future, you may want to consider another option.
Your lawyer can help you:
- Understand the full value of your claim
- Weigh the pros and cons of settlement
- Negotiate for a better deal if needed
- Ensure the settlement protects your rights
Once you accept a settlement, your case is usually closed. That’s why it’s critical to get legal advice before signing anything.
Contact a Harrisburg Workers’ Compensation Lawyer for a Free Consultation
Getting hurt at work can throw your life into chaos. Between medical bills, lost wages, and physical pain, you have a lot to deal with. A Harrisburg workers’ compensation attorney can step in and help you take control of your claim.
Whether you’re just starting the process or already facing problems with your claim, it’s not too late to get legal help. Most workers’ comp attorneys in Harrisburg and throughout the state, including ours, offer a free consultation and don’t get paid unless you do, so there’s no risk in reaching out.
Call Marzzacco Niven & Associates at (717) 231-1640 to schedule a free consultation.