Did you or a family member sustain injuries in an Uber accident in York? An experienced Uber accident lawyer in York, PA, can help you fight to recover compensation for medical bills, lost wages, and more. At Marzzacco Niven & Associates, we understand the complex Uber insurance rules inside and out — and we’re here to help every step of the way.
We have over 120 years of experience handling complex personal injury cases. In that time, we’ve recovered tens of millions of dollars to help accident victims and their families.
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How Marzzacco Niven & Associates Can Help After an Uber Accident in York
Accidents involving rideshare services are extremely complex. That’s partly because the insurance rules are more complicated. You may have to face off against multiple insurance companies. Our York personal injury lawyers at Marzzacco Niven & Associates can put decades of legal experience to work for you.
Our law firm has been recognized by multiple rating services, including Super Lawyers, Best Lawyers of America, and Super Lawyers’ “Rising Stars.” If you were injured on the job, we have a certified workers’ compensation specialist on our team.
Hiring us means you’ll have a skilled advocate by your side to help increase your case value by:
- Making sure you understand all of your legal options
- Gathering and analyzing all available evidence in your case
- Hiring experts and specialists to strengthen your case
- Assessing the fair value of your personal injury claim with the help of experts
- Identifying all available insurance coverage options
- Negotiating with the insurance companies
Unfortunately, insurance companies don’t always take accident victims seriously. They expect that you won’t have much experience handling personal injury cases. With our York personal injury attorneys by your side, you can rest assured that the insurance companies know you mean business. Call today to learn more about how we can help.
What is My York Uber Accident Case Worth?
Like any car accident case, the value of an Uber accident claim depends heavily on the nature and severity of the victim’s injuries. Unlike other personal injury claims, however, the type of insurance coverage that’s available can also play a role in establishing your case value.
Personal auto insurance only provides coverage if the at-fault driver is not using the vehicle to make a profit. In Uber accident cases where drivers use their personal vehicles for commercial purposes, their personal insurance carrier has grounds to deny the insurance claim.
In the past, Uber accident victims had a hard time recovering compensation because Uber and Lyft drivers are independent contractors. That means Uber and Lyft aren’t liable for their drivers’ negligence. Today, rideshare companies are required to purchase commercial insurance coverage.
Several different types of insurance coverage may be available. The amount of coverage that’s available will depend on the Uber driver’s status at the time the accident occurred.
Driver is Awaiting a Ride Request
If the driver has the Uber app open and is available to accept passenger requests, the following coverage is available:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
This coverage is third-party liability coverage. It applies only if your personal insurance company does not cover the full value of your damages.
Driver Has Accepted a Passenger Request
From the moment an Uber driver accepts a passenger’s ride request, a larger $1 million insurance policy becomes available.
That policy provides:
- $1 million in third-party liability coverage
- Uninsured/underinsured motorist coverage
- Contingent collision coverage up to the actual cash value of the car with a $2,500 deductible
This policy applies while the driver is en route to pick up a passenger and until the passenger exits the vehicle.
Driver is Logged Out of Uber App
The driver’s personal insurance coverage will apply if the driver isn’t logged into the Uber app. Essentially, the case is treated like any other motor vehicle accident claim.
How Do I Establish the Value of My Personal Injury Claim?
After establishing the type of insurance coverage that applies in your case, however, you’ll still have to prove how much your injury claim is worth.
The value of your case depends on several factors, including:
- The cost of your medical treatment
- Whether you’ll require ongoing medical care and rehabilitation
- Whether you’ll lose wages and income during recovery
- How the injury impacts your future work, education, and lifestyle
- The strength of your negligence case
When a larger commercial policy is involved, the insurance company will probably try to challenge your case value. Hiring an experienced lawyer can make recovering fair compensation much easier. We’re here to handle the fight for you. Just call our experienced Uber accident attorneys in York, PA, to schedule a free case review today.
What Types of Damages Are Available to Uber Accident Victims in York, PA?
Examples of the types of damages that may be available include:
- Past and future medical expenses
- Lost wages
- Reduced earning potential
- Physical therapy
- Property damage
- Pain and suffering
- Mental anguish
- Diminished quality of life
- Physical disfigurement and scarring
- Anxiety, depression, and PTSD
- Loss of consortium
If a drunk driver injured you, you may also be entitled to punitive damages.
Can I Recover Damages If I’m Being Blamed for an Uber Accident in Pennsylvania?
Pennsylvania follows modified comparative negligence laws. In the state of Pennsylvania, liability is apportioned between all parties who share blame for an accident. As the victim, you can recover partial compensation if you were less than 51% responsible. If you’re 51% or more responsible, you’re barred from seeking damages.
If your percentage of fault is less than 51%, your compensation will be reduced by your percentage of fault.
We’ll Fight to Recover Compensation for All of Your Uber Accident Injuries
Our lawyers in Central Pennsylvania will fight to recover fair compensation for all of your injuries, including:
- Broken bones
- Nerve injuries
- Soft tissue damage
- Traumatic brain injuries
- Spinal cord injuries
- Head and neck injuries
- Back injuries
- Organ damage
- Severe burns
- Catastrophic injuries
- Wrongful death of a loved one
These and other injuries sustained in a car crash can cause serious damage. The insurance company will try to undercut your claim by arguing that your injuries aren’t that serious. Our car accident lawyers are here to protect you. Just call Marzzacco Niven & Associates to learn more about your legal rights today.
What Causes Most Uber Accidents in York, Pennsylvania?
Uber drivers are just like most other drivers on the road. They don’t receive any special training. So, they’re just as likely to cause an accident.
On the other hand, Uber drivers are also more likely to be paying more attention to their cell phones than the roads. That’s because they use their phones to accept rides, locate passengers, and navigate the roads.
Some of the most common causes of Uber accidents are:
- Distracted driving
- Texting while driving
- Failure to yield the right-of-way
- Aggressive driving behavior
- Stopping in dangerous locations to pick up passengers
- Dangerous lane changes
- Dangerous turns
- Running a red light or stop sign
- Drunk driving
- Driving under the influence of drugs
- Failure to maintain the Uber vehicle in a safe condition
Determining the cause of your crash is critical to your case. It’s the only way to make sure you’re getting the maximum compensation possible from each responsible party.
How Do I Prove Negligence After an Uber Accident in Pennsylvania?
To prove negligence after an Uber accident, you’ll typically have to prove the other driver was negligent.
Negligence is a legal term. It means that the responsible party:
- Owed you a legal duty of care
- Breached the duty of care
- Caused the accident
- Caused the damages you suffered
It’s also possible that the negligent acts of other parties may have contributed to the accident. Bicyclists, pedestrians, and even government agencies could be liable for damages. Our car accident attorneys can help you prove liability. We’ll conduct a thorough investigation, review your medical records, and gather all evidence you need to prove your personal injury case.
How Long Do I Have to File a Lawsuit After an Uber Accident in Pennsylvania?
The statute of limitations in Pennsylvania is two years. You’ll have two years from the date of the accident to file a personal injury lawsuit. Once two years have passed, you’ll lose your right to sue for damages.
Contact an Uber Accident Lawyer in York, PA, for a Free Consultation
You never expect to be injured in a rideshare accident. If you were, an experienced Uber accident lawyer in York, PA can help you recover the financial compensation you deserve. Just call Marzzacco Niven & Associates to schedule a free consultation today.