All employees should have a safe place to work, and the employer is the entity that should make sure this happens. The safety plan that companies follow should include the equipment and protocols necessary to reduce the risk of worker injuries. There should also be a clear plan to follow if there is a worker injury.
Workers should know who they need to speak to if they’re injured. Documentation needs to be available to let them know where they can seek emergency medical care. There should also be a list of treating physicians available in case they need to be seen for injuries that don’t require an emergency room visit.
All workers should understand how to react to an on-the-job injury. For the one who’s injured, this can be a scary time. They might not be sure how they are going to make everything work. The thought of a loss of income while they’re healing, and the realization that medical care is costly, can be traumatic.
Workers’ compensation coverage helps people who are in this position. They can have their medical care costs paid for, and individuals who are unable to return to work right away may qualify for partial wage replacement. If they can’t go back to their job, they might be eligible for vocational training to learn how to do a new job.
Unfortunately, obtaining the benefits that you’re due isn’t always possible when you’re injured at work. Appealing workers’ compensation decisions is sometimes necessary. You’ll need to work with someone familiar with these claims if you’re going to do this because the laws surrounding it are rather complex.