Public and Product Liability Insurance: What You Need To Know

Businesses in Pennsylvania, including Carlisle, purchase public liability insurance and product liability insurance to protect their owners from financial losses arising from injuries and property damage related to their products or business operations.  This guide explains business liability insurance and what you need to know… read more

Attorney Faith Pensinger Obtains Settlement in Sex Discrimination Case Against City of Harrisburg

Attorney Faith Pensinger of Marzzacco Niven & Associates won a settlement for a former police sergeant in Harrisburg. The sergeant claimed she was passed over for promotions three times over 19 years because of her sex. Ms. Pensinger’s client filed lawsuits under the Civil Rights… read more

E-Bike Accident Statistics: How Dangerous E-Bikes Really Are

E-bike accidents are happening more often—and with more serious consequences. As higher-powered models become common on Pennsylvania roads, injuries tend to be more severe than those from traditional bicycle crashes.  Still, the level of risk depends on many factors, from speed and traffic conditions to… read more

What’s the Difference Between Full vs. Limited Tort Insurance Coverage?

Pennsylvania is somewhat unique when it comes to auto insurance and claims after a car accident. Pennsylvania is a “choice no-fault” state. This means that drivers have a choice between full and limited tort coverage when they purchase car insurance. The type of coverage you… read more

MMI in Workers’ Compensation: What Does It Mean, and When Is It Determined?

If you’re injured on the job in Pennsylvania, workers’ compensation benefits can help pay for your medical care and at least some of your lost wages while you recover. However, at some point, your doctor might say you’ve reached Maximum Medical Improvement (MMI). This point… read more

Will Workers’ Comp Offer a Settlement Without a Lawyer?

If you’re injured on the job in Pennsylvania, workers’ compensation is meant to help you stay financially stable while you recover. Most workers are covered automatically, which means your medical treatment is paid for and you may receive wage-replacement benefits.  If your injury results in… read more

PFA Contamination & Exposure Risks 

In recent times, people are learning more and more about the dangers of per- and polyfluoroalkyl substances (PFAS), which are a group of man-made chemicals often called “forever chemicals.” These substances don’t break down easily, so they can stay in the environment and the human… read more

Understanding a Bruised Sternum: What Are the Symptoms, Diagnosis, and Legal Rights?

Your sternum is the large, flat bone in the middle of your chest. It protects vital organs in your chest, and injuries to the sternum can be both painful and complicated. Even a bruised sternum can cause significant pain, and victims who suffer this type… read more

The Dangers of ATV Accidents in Pennsylvania

All-terrain vehicles (ATVs) are widely used throughout Pennsylvania for recreation, work, farming, and outdoor exploration. While they offer a fun and adventurous way to travel off-road, ATVs also pose serious safety risks. Every year, riders suffer severe—and sometimes fatal—injuries in preventable crashes. Understanding the dangers… read more

Is It Safe to Use a Humidifier?

During cold winter months, a humidifier can be used to increase the moisture in the air. Humidifiers can offer significant health benefits, particularly during the dry winter months. However, using a faulty humidifier or failing to clean and maintain it properly can create potential health… read more