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Are work-related car accidents covered by workers’ comp?

Anyone on the road can find themselves in a crash with another vehicle. While you may drive extra carefully when you’re using a company car or traveling for your job, work-related car accidents happen frequently all over Pennsylvania. So if you’re injured while driving on the job, are you entitled to workers’ compensation benefits?

Is my accident covered?

The average commute to or from work typically does not qualify for workers’ compensation unless you are paid for your travel time. However, many other kinds are work-related travel are covered.

You may be eligible for workers’ compensation benefits after an accident if:

  • You are a professional driver, chauffeur, courier or delivery driver.
  • You are a municipal worker who works out of a vehicle, such as a police officer or transit drive.r
  • You were making a delivery related to your job.
  • You were on your way to your place of business, an offsite meeting or the house of a client or colleague.
  • You were driving to another work activity.
  • You were running an errand for your employer.
  • You were traveling for your job

What if the accident wasn’t my fault?

Regardless of whose fault the accident was, workers’ compensation may cover your medical bills and a portion of your lost wages. If another driver was responsible for the accident, you may also be able to bring a personal injury claim against his or her insurer for additional damages such as pain and suffering.

No matter what the unique circumstances of your car accident, it is always wise to speak with an attorney about your rights and options.

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